"When Joy said no to an investment, I went to my father for a second opinion. He told me, 'If Joy says no, stay away.' I'm glad I listened. I was about to invest $500,000 in two Chicago banks. Both went into foreclosure within six months."
— Scott Schultz, Scott Management, Southfield, MI
"Our CEO had negotiated a loan with so many restrictions I thought it was useless. Joy found a way to surface more than $5 million in bank account balances and helped us successfully emerge from bankruptcy. Every month we could borrow against our collected balances — and Joy was always within $100,000 of the actual figures before they were even known."
— Hugh Ross, Mid States Mortgage, Southfield, MI
"Within 30 days of joining our team, Joy discovered our payroll clerk had not filed withholding taxes for six months. Even though we had no cash reserves, Joy found $246,783 overnight and got the taxes paid."
— Bill DeJohn, Seligman & Associates, Inc., Southfield, MI
"Joy helped us build a rolling cash flow from the very beginning. I had secured two major contracts totaling $434,000 for the year ahead. That projection told us exactly when we would need extra money — two full months before we needed it. When we were short $150,000, we were prepared. We used no-interest credit cards and paid them off the moment the funds cleared."
— Donald Hopkins, CEO, Hopkins Electric, Twinsburg, OH
"Joy does magic with numbers. Our biggest cash shortage was $212,000. I came to her frightened. She said, 'Frank, take a deep breath, let it out slowly, and come see me when you stop shaking.' When I came back, she already had three options ready to cover the shortfall."
— Frank Palkovic, Parma, OH